Can anyone shed some light on the negative credit implications that enrolling in a de

[daniel999]

Hello everybody,
Credit card debt......? need help.....!!!

[peter2010]

Enrolling for a debt management program can have negative implications. For example, once you have enrolled for a program, you stop paying your creditors and start paying your debt counselors. If the creditors are not promptly intimated about this, they may give a negative report about you, and your credit score is impacted. However, a good counselor is always proactive in informing your creditors at the right time about your plan. So, always go for a reliable company. Also read this article for more information on this topic:

[Nicholas_B]

first place to start is either with a debt advisor or going to the citizen advice bureau. If you feel that you don't get far with that then maybe consider researching on the net some debt businesses that can advise and maybe help with a debt management plan or IVA's?
Hope this helps!