Need suggestions with my credit report?

[JacquesKallis]

I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have a 620 credit score. With experian I have seen a steady increase in my credit score since I filed my bankruptcy. With the other two agencies, I haven't seen much of a change. What should I need to do now need some suggestions?

[christinequast]

The only thing you can really do is wait, since you filed bankruptcy time is your friend. It sounds like you are doing the right steps to improve your score, paying the full amount and paying on time. Make sure though that you are not spending more then 30% of your total limit. Other than that there is not much you can really do except wait and keep doing what you are doing.

[Nicholas_B]

Just a thought- have you thought about contacting the agencies that you owe money to? They might be able to suggest to you as to how you could increase your credit rating.

[creditguard]

Credit counseling company is the best option but I think searching best credit counseling company the very difficult in this time